Partner Practice of
St. James's Place Wealth Management

Paul Andrews

Living in Benfleet, Essex, Paul specialises in:

  • Retirement Planning and Final Salary Pension advice
  • Long Term Care/Care Fee planning as an Associate Member of SOLLA (Society of Later Life Advisers).
  • Wealth Management and Tax Efficient Investments
  • Inheritance Tax Planning
  • Intergenerational Wealth Planning

Prior to establishing Andrews Wealth Ltd with St. James's Place, Paul spent 14 years working in the banking sector with clients of Abbey PLC, Bradford & Bingley, Barclays PLC and Nationwide Building Society. As a consequence, has working relationships with individuals and business owners across a wide range of business sectors. This provides invaluable insight and understanding of specific financial requirements for individuals and businesses. Understand how to maximise company profit extraction and create wealth, fully utilising all of the tax allowances available to you and safeguard your financial future.

Paul is committed to ensuring his industry knowledge remains current by placing strong emphasis on Continual Professional Development. This, along with the pride and dedication of the Andrews Wealth Team focus on developing solid personal relationships with each client, ensures that we offer a well-rounded, professional and principled service.

Outside of the business, Paul is married (6 years) to his wife, and Co-Director of the company, Danielle where they live in Benfleet, Essex with their two cats Harry & Georgie. Paul tries to work off all the coffee and biscuits at his local Virgin Active Gym 3-4 times a week. Paul plays guitar (but sadly doesn’t have time to be in a band any longer).

Each year Andrews Wealth Ltd participates in a number of charity fund raising events. This has included The London Marathon 2008; Enduro Africa 2009; Kumon Math-a-thon 2015, as well as continued support of the St. James's Place Charitable Foundation, which, alongside many other worthy causes, continues to support the Stephen Sutton Teenage Cancer Trust. Paul is passionate that charitable support is a core value of Andrews Wealth Ltd.

Tel: 01702 742042
Mobile: 07984 423901
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Richard Toll

Living in Kirton, Suffolk, Richard specialises in:

  • Inheritance Tax Planning
  • Trust & Estate Planning
  • Retirement Planning
  • Investment Advice

Richard has been advising individuals for over 23 years, helping them to achieve financial goals and solve financial problems.

The majority of that time has been with St. James’s Place (originally J. Rothschild Assurance) where he set up Wesselton Associates Ltd and developed the business into a Senior Partner Practice before merging with Andrews Wealth Ltd in 2018.

Richards philosophy has always been to deliver a high level of personal service, knowledge and expertise.

His practice was built almost entirely through recommendation and referral which is a testament to the service and advice he provides.

Richard is married to Esther (24 years) and they have 2 daughters. In his spare time, he enjoys playing golf, cycling, motorcycling, the theatre and playing the piano.

Richard also represents East Anglia on the National Committee of the St. James’s Place Charitable Trust. He has organised and taken part in many challenging events to raise money for worthy causes.

Tel: 01473 722711
Mobile: 07855 838347
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Martin Ashworth

Living in Ipswich, Suffolk, Martin specialises in:

  • Retirement planning
  • Protection for families
  • Investment and Wealth Management
  • Inheritance Tax Planning

Martin has been advising clients for over 12 years, previously working as a Financial Adviser for Lloyds and HSBC. This involved building lasting relationships with clients to provide personally tailored financial advice. Martin has a broad experience in all areas of financial planning.

Martin prides himself on always providing the highest level of personal service to his clients with regular contact and review meetings tailored to each individual.

Martin lives with his partner Emma and two children Millie and Henry. In Martin’s spare time he enjoys spending time with the family, taking Millie swimming every week and Henry to Rugby and is a keen runner himself. Martin is currently training for the Great East Run.

Martin is committed to ensuring that his industry knowledge remains relevant and current by placing a strong emphasis on personal development. This, along with the pride and dedication he places on building strong personal relationships with clients, ensures he offers a professional and friendly service.

Danielle Andrews

Danielle joined Andrews Wealth in 2016 as the Practice Manager, and in 2018 became Co-Director of the company. Prior to joining Andrews Wealth Danielle spent 11 years working in the Financial Sector (Barclays Wealth & Cantor Fitzgerald).

Outside of the business Danielle likes to keep active and plays in 2 local netball leagues, attends piano lessons and is part of a photography club.

Tel: 01702 742042
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Nicky Harvey

Nicky joined Wesselton Associates in 2009 working with Richard and Esther. As a St. James’s Place Accredited Practice Manager her primary role is to ensure the smooth running of the practice and working closely with client’s day to day.

Nicky lives in Ipswich with her partner Steve. She enjoys swimming, reading and weekends away in their motorhome.

Tel: 01473 722711
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Esther Toll

Esther Joined Wesselton Associates in 2006 as the company Secretary. Esther now provides PA and secretarial support to Richard Toll.

Esther enjoys cooking, skiing, reading and has recently started playing golf.

Tel: 01473 722711
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